Take Charge of Your Medical Debt With Legal Assistance You Can Trust

Outstanding medical bills or hospital bills are one of the top reasons why people in the United States consider bankruptcy. These bills can often happen in emergency situations or after a serious diagnosis, like cancer. Even people who have health insurance may end up getting out-of-network care in an emergency, which their insurance company will then refuse to cover, leaving them with incredibly high medical costs.

If you find yourself facing high medical debt, it may be time to talk to a medical debt relief lawyer. Here at R. Richard Croce, LLC, I can provide the legal guidance you need at this time. I have decades of experience as a medical debt relief attorney in Connecticut, dating back to 1990. I also offer free initial consultations, so there is no risk for you to learn more about your legal options.

The Consequences Of Medical Debt

You may be looking for help with medical debt because you are worried about the consequences of those outstanding bills. These could include:

• Damage to your credit score: Making it more difficult to get credit cards or open lines of credit
• Accumulating interest charges: Which can significantly increase the total amount that you owe
• General financial stress in your life: As medical debt significantly increases your financial obligations and makes it stressful when determining how to make car payments, credit card payments or mortgage payments
• Issues with medical care in the future: Many people who have significant debt will then skip or delay care that they need, making their health conditions worse

These problems help to show why it is so important to work with a medical debt relief attorney and address the issue head-on.

What Are Your Medical Debt Relief Options?

In some cases, medical providers or insurance companies may accept a payment plan or allow you to settle the debt for less than you owe. You can also consider filing for Chapter 7 or Chapter 13 bankruptcy.

Bankruptcy can put an automatic stay on your case to pause collection efforts until the bankruptcy concludes. With Chapter 7, you can eliminate debt and liquidate nonexempt assets. With Chapter 13, you can consolidate debts into an affordable long-term repayment plan.

Call For A Free Consultation

If you would like to know more about how these options work, just call 860-398-4573 or use the online contact form to meet with an experienced medical debt attorney in Connecticut.