Take the first step toward financial freedom
by calling R. Richard Croce, LLC at
Take the first step toward financial freedom
by calling R. Richard Croce, LLC at
Debt Relief Solutions
If your income comes from freelance work, contracting, seasonal jobs or running your own business, you may assume bankruptcy is not an option for you. It is. The rules are just a little different when your earnings do not follow a predictable pattern. Understanding...
Bankruptcy usually centers on your debts, but it might also affect another person’s credit when a loan has a co-signer. If a family member co-signed a loan for you, that loan appears on their credit report and may affect their borrowing record. A co-signer shares...
You send minimum payments to credit card companies every month. Your balance barely drops. Twenty years later, you still owe thousands while interest charges devour every payment you make. Credit card companies built this system to profit from your struggle. How...
Watching bills stack up while the threat of foreclosure hangs over your home can push you to look for fast cash. Your 401(k) may seem like the one place where money still sits within reach. Even so, using retirement savings to cover today’s debt can quietly trade a...
For most Connecticut families, an unexpected diagnosis or accident creates financial stress that lingers for years after the physical recovery ends. With medical debt on the rise, that burden is heavier than ever, leaving many unsure of how to reduce it. This article...
Filing for bankruptcy in Connecticut can make it harder to qualify for mortgages and other loans. Lenders often require waiting periods before approving financing, and interest rates tend to be higher than those offered to borrowers without bankruptcy histories. The...
Facing financial difficulties can be overwhelming. For married couples in Connecticut struggling to make ends meet, bankruptcy may seem like the only viable option. When considering bankruptcy, one crucial decision is whether to file jointly or separately. But how can...
People can accumulate multiple types of debt over their adult lives. Many people carry credit card balances from month to month. Those without health insurance or with major medical conditions may have medical debt to address. For many successful professionals,...
Reaching the realization that bankruptcy is necessary can be a humbling experience. Individuals who find that they cannot consistently fulfill all of their financial obligations may choose to file for bankruptcy. Others may need to make a quick determination about...
Both businesses and individuals can file for bankruptcy. Companies are often very pragmatic about bankruptcy. Leadership at organizations may not hesitate to file for bankruptcy to reduce financial obligations, prevent litigation and balance the company's budget....
